At the End of Every Year: If you still have money set aside in a Flexible Savings Account (FSA) as part of your health insurance coverage, you can use it towards a new pair of glasses before the end of the year. Some insurance plans call it a Health Savings Account (HSA), and some extend the money you’ve set aside into the next year. So there’s no end of year deadline if that’s the type of plan you have. But it can be confusing. Talk to us, we can help!